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Card as a Service  API

Core Banking API

Money Movement API

Reference API

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Getting started with our APIs

User guide

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### Customer access to payment processing.

George is a developer who has been tasked with identifying a solution to improve the way that his company is able to create and distribute payment options for their customers within their own technology. His company is looking to create a more comprehensive payment solution set within their platform to accompany their existing features that let customers process payments and send invoices. They have been able to improve their customers' experience with their software by investing in process integration through APIs, and they are looking to continue to provide their customers with amazing features!

### Integrate software into business processes.

Stephanie is a product manager who has been tasked with evaluating feedback from customers on desired product features that align with her company's current strategy to reduce churn and increase overall net revenue retention. She is looking at features that not only delight their customers while not requiring a lot of development work on her team, but she is focused on choosing roadmap items that further integrate her software into customers' business processes - making her company more sticky. She has determined that the CaaS product checks both of those boxes, and she is now working with her team to build the available CaaS APIs into her technology and begin marketing the upcoming features to her customers.

### Extend payment options.

Carl is a VP of Customer Experience for a company that is trying to find solutions to one of their customers’ most common complaints – expense reimbursement. Many of the services that they provide require customers to incur personal expenses. They want to move toward a more controllable method of delivering payment options for their customers that removes some of the friction involved with using these services. He has found the CaaS solution to be compelling because it extends a payment option to customers that does not require them to float any expense that would be reimbursed, has the controls that he is familiar with for typical corporate credit and allows his company to earn rebates through the credit program that they otherwise would not earn.

Example use cases

<p>Card as a Service (CaaS) provides companies with the ability to create technology to instantly provision virtual corporate cards into a user's mobile wallet.</p>


Card as a Service API

The CaaS API allows a company administrator to manage its portfolio of virtual cards including the ability to assign cards and review card usage.

Overview

These APIs enable users to create, provision, distribute and manage the virtual payment cards that are made available through the CaaS technology.

With these APIs, users of CaaS can:

- Create a Virtual Card
- Provision a Virtual Card to a specific User
- Check the available balance on a card after it has been created
- Retrieve detailed information about the cards that have been provisioned and the details on individual cards
- Retrieve the security codes for individual cards
- Close and cancel the virtual cards
- Payoff the virtual cards

Using these APIs and features, in conjunction with the other available APIs hosted for the hackathon, a participating team can emulate the technology that will be available to companies and individuals looking to build CaaS into their technology, as well as managing the funds that are made available through the credit program that will sit behind the technology.

Features

![Accounts - workflow](/content/dam/developer-portal-solutions/en-us/innovation/media/images/products/card-as-a-service-api/caas-workflow.png)

Workflow

Alliance Offers

Data as a Service

Invitation to Apply

Accounts

Bank Holidays

Card Activation

Challenge-Widget

Commercial Credit Cards

Commercial Statements

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Balance Transfers

Credit Card Disputes

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards: Balance Summary

Rewards: Dashboard

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

Avvance

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Elavon Payment Gateway

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Debit Card Phone Number Lookup

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Incoming Webhooks

Instant Payments

Investment Accounting

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Documentation

API reference

Overview

Features

Workflow

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Product Documents

Example use cases